Our Massachusetts workers’ compensation attorneys have recently learned about a new website that gives the public the ability to check if a business has workers’ compensation insurance. According to the Division of Industrial Accident, over $53 million has been paid out of the Workers’ Compensation Trust Fund in the past decade to pay injury claims of workers who were employed by businesses that did not have workers’ compensation.
The goals on the new online database are to give homeowners the ability to verify that hired contractors have workers’ compensation insurance, allow medical providers to check coverage when treating an injured worker, and let general contractors check that all subcontractors are adequately insured. In addition, state and municipal officials can ensure worker’s compensation compliance with licensing, permitting, and awarding public contracts. The site also helps protect employers from agent and broker fraud because they can ensure their own cover.
In addition to Massachusetts, 36 other states have similar databases.
Massachusetts Allows Public to Verify Workers’ Comp Coverage, InsuranceJournal.com, September 17, 2009
Massachusetts Department of Industrial Accidents’ (DIA) online Proof of Coverage Verification Application
Contact our Massachusetts workers’ compensation attorneys if you have been injured on the job and denied the coverage you are entitled to.